Loan Officer

NMLS #: 2055990

Hello, my name is Raymond Gahagan, and I am a local mortgage broker at 123homeloan.com. Because I am a veteran in the mortgage business, and I am dedicated to finding my clients the best borrowing solution possible. Before becoming a loan officer I attended the University of Colorado and graduated with a degree in mechanical engineering. As an experienced loan officer, I have extensive knowledge of VA, FHA, and conventional home loan products. At 123homeloan.com we work with a variety of lenders, so I can get the best interest rate for you.

In addition to FHA, VA, and Conventional loans, I can also offer nonQM loan products. NonQM Products include products like Debt Service Coverage Ratio loans for investors looking to acquire additional non-owner-occupied properties.  For self-employed individuals, I offer bank statement loan products that do not require taxes, W2’s, paystubs, or other traditional means of income documentation.

At 123homeloan we strive to give you the support, knowledge, and expertise needed to find the best borrowing solution for you!  When you are thinking about how you are going to finance your next home purchase, or home refinance then think of Raymond Gahagan, your local mortgage broker!